WHY INSIDE MONEY
OUR SIMPLE PROCESS MAKES
MASTERING YOUR MONEY EASIER
Inside Money is Andrew Dear’s vehicle to change Australian’s relationship with money and debt. His sole purpose is to educate his clients on better ways to manage their mortgage, improve their relationship with money, and use banks to their advantage – not the other way around.
Inside Money’s finance and money programs, along with bespoke financial products, have been leading the way in ensuring clients are better educated, financially protected, and professionally positioned to achieve their financial goals.
Andrew’s focus is to disrupt the mortgage industry by showing his clients that with the right People, Plan, Products & Perception a 30-year mortgage can be paid off in under 10 years, often even less. Andrew refers to this as the 4 Pillars of finance.
Inside Money’s financial programs have helped his clients take decades off their home loans, without earning additional income. This saves them hundreds of thousands of dollars in interest, all while creating more outcome-driven decisions with their choice in investments. The single biggest focus for the team at Inside Money is giving clients back their lives once they are no longer chained to their mortgage and their banks.
FULL FINANCE
REVIEW
Record, track & Analyse your current financial position.
Document your household income, finances, personal loans, debts, expenses and have any/all mortgages reviewed. All of this information will be captured within our innovative Inside Money Management platform with client access via our APP.
CREATE A PERSONALISED PLAN
Andrew Dear’s personal plan will include all 7 areas of your financial well being. The right plan will be personalised and include subtle changes and incorporate your future goals, whatever they might be.
This Strategy includes budgeting, bespoke and personal mortgage review, household swap out program and appointing a personal finance consultant that holds each client accountable with frequent check-ins.
OVERALL WEALTH ASSESSMENT
Upon completion of Steps one and two, we work with our clients to reach their pre-determined goals.
We ensure that we not only achieve debt-free homeownership but pro-actively coach our clients into wealth and finance independence.
FIND OUT
HOW THE PROCESS WORKS
PERCEPTION
Our perception with money can often be linked back to our parents: work hard, pay off debt, save if there is anything left after expenses, retire with whatever super you have accumulated over your working life. You take out a 30 year home loan and pay it back over 30 years, maybe a little quicker if you make fortnightly repayments and use an offset account. Some people take the step of buying an investment property or even set up a Self Managed Super Fund.
The Status Quo is why you are in the position you are in today. Time to blow that way of thinking up, you have options, you can change your relationships with your Money and your Mortgage and, it starts with us showing you how hundreds of other clients have broken through.
PLAN
Most people do not have a financial plan. A plan being an idea of where you want to get to financially and how you are going to get there. A good plan will include details on spending, also known as a budget. For most people, the more they earn, the more they spend. By knowing what is coming into a budget and then setting limits on what is coming out, surplus income can be created. Once we achieve a surplus income position, these funds will be directed towards mortgage & debt reduction.
A plan is useless without implementation and maintenance. We provide ongoing support and education to help our clients stick to their plan and achieve their goals. It’s like having a personal trainer for your money.
Our easy to use Financial platform and App is specially designed for our clients to track, analyse, implement and review financial changes weekly. This tool, with a personalised finance consultant, offers the perfect way balance of oversight and accountability.
PRODUCTS
While buying some products off the shelf makes sense, we don’t believe that should apply to financial products, such as mortgages. Since everyone’s financial position is unique, we find that tailored mortgages provide much better long term results for our clients. The banks won’t give you a customised loan because they are only interested in mass-producing to maximise their profits.
Inside Money and their finance team have created bespoke financial products specifically designed to reduce your mortgage and pay down debt. The structure of the loan is more important than rate; however, some loan products can offer a rate that is under 1% coupled with sister style investment loans.
PEOPLE
While it’s important to plan, its equally important that your plan is developed by experts who are working together. Too many times, we see clients being pulled in multiple directions by advisors who all have different objectives. We bring together a panel of area experts across the various disciplines to create a holistic financial plan.
Preparing and implementing the plan is where it stops for most people. We understand the importance of ongoing adherence to the plan and monitoring and celebrating results. This helps to ensure that our clients achieve their short, medium and long term goals.
There is no silver bullet for mortgage success. If there was ONE single thing that would have a significant impact on your mortgage, evertone would be doing it.
The secret is implementing the complete strategy from the Inside Money Team and having proven specialists by your side each step of the way.
The Future of Money Management Is Here
Inside Money’s unique financial platform, bespoke financial products and online management app combine with Andrew Dear’s knowledge gained from his 30 year corporate career to bring you the future of Money & Mortgage Management.
Our Mission
We strive to change our clients relationship with Money and Debt. We work with each individual client and their financial circumstances to change the status quo with their 30 year mortgage. We help turn the tables on the banks and give our clients back decades in time, saving them hundreds of thousands of dollars in the process.
Our Values
Our “People First” motto means exactly that. We will never make a recommendation or place a client in to financial product that doesn’t improve our clients overall financial position. We strive to ensure that each interaction with every client is measured, to a plan, and with a pre determined outcome in mind. Our clients are treated like family, we are in this together.
The Future of Money Management Is Here
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Our Mission
Inside Super is determined to help everyday Australian’s change the way they view their money and their mortgage. Our Mission is to ensure that our clients secure their financial futures through expert money management strategies.
Our Values
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We Will Change The Way You Think Of Your Money & Your Mortgage
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It Only Takes a Few Minutes to Change Your Financial Future
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